PM MUDRA YOJANA, 2015:
- MUDRA= Micro Units Development and Refinance Agency Bank is a public sector financial institution. PM Mudra Yojana (PMMY) is a scheme launched by PM Narendra Modi on 8 April 2015, from Dumka, Jharkhand for providing loans up to Rs. 10 lakhs to the non-corporate, non-farm small/micro-enterprises.
image source:- google
- The loans are given by Commercial Banks, RRBs, Small Finance Banks, MFIs, and NBFCs. The borrower can approach any of the lending institutions mentioned above or can apply through this portal www. udyamimitra.in
Under the aegis of PMMY, MUDRA has created the following three products to signify the stage of growth/ development and funding needs of the beneficiary micro unit/ entrepreneur and also provide a reference point for the next phase of graduation/ growth.
- Shishu= covering loans up to Rs. 50,000/-
- Kishore= covering loans above Rs. 50,000/- and up to Rs. 5 Lakhs.
- Tarun= covering loans above Rs. 5 Lakhs and up to Rs. 10 Lakhs.
0 comments:
Post a Comment